Roth Ira Limits 2024 Fidelity Account. Amount of roth ira contributions that you can make for 2024. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras.

A backdoor roth ira may be particularly appealing to those who earn too much to contribute directly to a roth ira. The ira maximum contribution limit is $7,000 for 2024 (with an additional $1,000 allowed for those ages 50 and older).